Investing Through a Down Market

Clearly, 2022 hasn't been off to a great start in the markets.  Much, if not all, of the recent declines can be attributed to record inflation among other factors.  While we don't have a crystal ball, we're also not surprised to see a pullback, regardless of circumstances. In the past 20 years, we've seen only 3 negative return years in the market and within every calendar year, including the positive years, there was a decline intra-year...2020 was a great example of this.   It's important to invest through periods like we're currently in, as opposed to investing for a point in time.  

Below is a perspective article by Dimensional Fund Advisors that illustrates this well:

https://www.dimensional.com/us-en/insights/do-downturns-lead-to-down-years

As always, reach out to us with any questions and concerns.